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| Financial Performance - Overall Activities |
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| Highlights on the overall activities of the bank for the year 2007 and 2006 |
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| Sl. |
Particulars |
Year Under Review
( 2007) |
Previous Year
(2006) |
| 1 |
Paid-up capital |
1,188.00 |
1,080.00 |
| 2 |
Total capital |
3,156.25 |
2,601.00 |
| 3 |
Capital surplus / (deficit) |
652.55 |
59.50 |
| 4 |
Total assets |
48,755.40 |
47,445.75 |
| 5 |
Total deposits |
40,539.63 |
40,881.41 |
| 6 |
Total loans and advances / investments |
26,788.47 |
30,789.02 |
| 7 |
Total contingent liabilities and commitments |
8,277.64 |
12,901.57 |
| 8 |
Credit deposit ratio |
66.08% |
75.31% |
| 9 |
Percentage of classified loans / investments against
total loans and advances / investments |
6.24% |
7.18% |
| 10 |
Profit after tax and provision |
343.46 |
240.02 |
| 11 |
Amount of classified loans / investments during current year |
1,671.83 |
2,209.73 |
| 12 |
Provisions kept against classified loans / investments |
462.78 |
943.26 |
| 13 |
Provision surplus/(deficit) against classified loans / investments |
40.00 |
- |
| 14 |
Cost of fund |
7.55% |
6.94% |
| 15 |
Interest earning assets |
42,757.28 |
40,820.24 |
| 16 |
Non-interest earning assets |
5,998.12 |
6,625.51 |
| 17 |
Return on investment (ROI) |
12.33% |
8.58% |
| 18 |
Return on assets (ROA) |
0.71% |
0.58% |
| 19 |
Income from investment |
860.27 |
431.45 |
| 20 |
Earnings per share (Taka) |
28.91 |
20.20 |
| 21 |
Net income per share (Taka) |
28.91 |
20.20 |
| 22 |
Price earning ratio (times) |
25.09 |
19.31 |
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